₹Calculator Suite

Calculator

FD Calculator

Compound interest A = P(1 + r/n)^(nt). Does not model TDS.

Adjust values — results update instantly

Maturity

₹2,85,749.55

Interest earned

₹85,749.55

How it works

Maturity A = P × (1 + r/n)^(n×t), where P = principal, r = annual rate, n = compounding periods per year, t = years.

Example

₹2,00,000 at 7.2% compounded quarterly for 5 years → maturity ≈ ₹2,85,765 (before TDS).

Frequently asked questions

Is TDS deducted on FD interest?
Banks may deduct TDS when interest crosses thresholds. This calculator does not model TDS unless you add it later.
Cumulative vs non-cumulative FD?
This assumes interest stays invested (cumulative). Payout FDs pay interest out periodically — maturity math differs.

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Results are indicative only and not financial, tax, or medical advice. Verify important decisions with qualified professionals or official sources.