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PPF Calculator (projection)

Year-end deposit model with flat rate each year — not historical PPF modeling.

Adjust values — results update instantly

Maturity (illustrative)

₹40,68,209.22

Total deposited

₹22,50,000

How it works

Year-end model: balance = (previous balance + annual deposit) × (1 + rate). Repeat for each year of the tenure.

Example

₹1,50,000/year for 15 years at 7.1% assumed → illustrative maturity (rates change over time in real PPF).

Frequently asked questions

Is the PPF rate fixed for 15 years?
No. Government notifies rates periodically. Use an assumed rate for planning only.
What is the deposit limit?
Limits are set by notification (commonly ₹1.5 lakh per financial year). Verify current rules before investing.

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Results are indicative only and not financial, tax, or medical advice. Verify important decisions with qualified professionals or official sources.